Legal Framework for Foreign Buyers

Investing in Saudi Arabia: What You Need to Know

Saudi Arabia has passed landmark legislation opening its real estate market to foreign buyers. A complete, accurate guide β€” updated to reflect the 2025 law effective January 2026.

⚑ New Law in Effect from January 2026: Saudi Arabia has enacted landmark real estate legislation (Royal Decree M/14) opening the market to foreign buyers.

At a Glance

Key Facts for Foreign Buyers

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Open to Foreigners
Jeddah, Riyadh, Yanbu
Full ownership, lease, or off-plan
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Muslims Only Areas
Makkah & Madinah
Special conditions via REGA
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Royal Decree M/14
Effective Jan 2026
Legal framework for foreign buyers
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No Capital Gains Tax
Saudi Arabia
No annual property tax currently
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Off-Plan Available
All cities
Phased payments, strong returns
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Dual Ownership
Saudi + Overseas
Freehold title for approved zones
City-by-City Guide

Ownership Rules Per City

The rules vary depending on which city you wish to invest in.

location Special Rules Open to Foreigners
Makkah Muslims only β€” via REGA permit Limited zones
Madinah Muslims only β€” via REGA permit Limited zones
Jeddah Open to all nationalities Full freehold zones
Riyadh Open to all nationalities Full freehold zones

⚠️ Samsarcom note: Rules change. Always verify current conditions with Samsarcom before purchasing.

The Bigger Picture

Saudi Vision 2030: Why Now Is the Right Time

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100M tourists/year by 2030

Saudi Vision 2030 targets 150 million visits annually to holy sites alone

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$1 Trillion in projects

Giga-projects: NEOM, Red Sea, Diriyah Gate β€” creating massive residential demand

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Foreign ownership law 2025

Royal Decree M/14 finally allows non-Saudis to own property in most zones

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New airports & transport

8 new international airports and high-speed rail connecting all major cities

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50,000 new hotel rooms

Government-backed expansion of hospitality infrastructure near Haramain

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Growing middle class

40% of Saudi population under 30 β€” massive internal demand for quality housing

Ready to Invest? We Handle the Complexity.

Our team navigates all legal, financial and logistical aspects of buying property in Saudi Arabia from Europe.

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